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PPC: Financial Planning for appropriate investment decisions

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PPC: PPC: FINANCIAL PLANNING make appropriate investment decisions

IMS Proschool Giant October-November 1996, Bangalore, India "> imsproschool1@gmail.com
Thus, June 18, 2009 7:54:50

Planning Financial: – Inventories 8000 +, 1000 + systems of mutual funds, debt
Commodities and real estate, investments, insurance, taxes and asset management. You can help your client to sift through these options and increasingly complex. You can grow rich
customers and increase knowledge in the financial planning process. Proschool IMS has trained over 6,000 industry professionals and has become the preferred
providers education for financial planning. Study with the best equipment, quality training
and flexible training options that are best suited for help you get qualified in the financial statements
Planning. The benefits of planning teaching offering financial education planning financial
necessary knowledge and skill set that allows you to provide quality advice to
customers on a consistent basis your client and create wealth in the long term. 1. You
knowledge, the possibility to benefit from their tax clients based on their residence status
Financial advisor who knows how taxes to pay for his client, who must go abroad for employment requirement would be different if you travel before or after 29 September in a
year.
If the trip before that date, would become NRI for tax purposes for the AY relevant and would not pay taxes on income earned abroad. And if it goes after
that date, you should not pay tax on income earned in India and abroad. Tax planning is to use the exemptions, deductions, rebates and relief provided in the Income Tax Act.

2. You know the advantage of paying the EMI in the beginning, we know the ending to know can save a lot of money to his client simple advice to pay EMI for a home loan in the beginning. Consider a home loan of 30 lakhs 20 years 11% if you choose to pay EMI at the end of the month it would pay more than 67,000 which is more than 2% of your loan! The time value of money in financial planning concepts allows you to analyze and compare different cash flows and choosing the most profitable game for the cash flow to pay or receive.
3. You will be able to calculate the pension corpus case be needed for a comfortable retirement. Take the case of a person who has costs of 3 lakh per year today would need a retirement corpus of 1.70 crore (assuming 5% and inflation rate of 9% yield). Retirement planning is important because of the inability of people to win in recent years making Sun, inflation and lack of social security. Financial planning helps you know how to invest for their years of sunset to be really happy. <BR>
4. Customers looking to grow their net worth every year your advice to improve their net worth year after year. Using tools such as planning personal financial – discipline, diversification and investment in accordance with the client's risk appetite, can ensure the growth of their clients in the network after years and very satisfied customers.
5. You will be able to analyze and rank in the top 10 mutual funds of 1500 + Packages available? Most of the MF selection funds on the basis of previous results months / years. Chasing the past performance could be tricky, because it could be an aberration. Planning Financial
focuses on investment for track such as mutual funds 07/05/1910 years experience in fund managers, experience and their association with the Fund. We also need to check whether the objective and the fund's investment strategy is an investor needs. Other parameters like
The expense ratio, index rotation and the means of the fund is an investor needs. Other parameters, such as expense ratio, turnover and standard deviation also be taken into account.
6. Insurance is required and necessary expense (not an investment or tax savings as planned). In financial planning, you can help your client to reduce insurance costs and also allows to cover all risks. design assurance is the most misunderstood. It is considered a tax savings or an investment tool. Insurance is an economic instrument to transfer risk. Taking life cover more than necessary is a waste of valuable resources and under insurance could mitigate the difficulties of the deceased family. In addition, one must evaluate whether the insurance is compulsory for goods and other valuables and malpractice. The financial planning teaches you "How to plan to ensure your customer requirement.
7. Financial planning will help you make investment decisions appropriate for his client. If the client loses sleep in investment decisions, it was a misinterpretation of his client's risk taking capacity. Planning Financial provides a strong emphasis on appropriate risk profiles. It involves both quantitative and qualitative analysis before zeroing on the client's risk profile.

8. A unique solution for all customers is a disaster. Financial Planning team to provide different solutions for different customers according to their need. Have you tried to sell mutual funds or insurance products to all of your client – if someone who is young and just beginning his career in middle-aged person who has worked for several years or a person who is retired? Well if so If you must have had some sales conversion and customer dissatisfaction. It necessary to refocus the priorities of the sale of products to a solutions provider. You should know the client's financial goals and work to achieve the same through a financial plan.

9. You can address the challenge of ever-demanding customers. Customers now have easy access to information on financial products and services through various sources – the media, television, internet and print media. The level of awareness of investors is increasing with respect to work and benefits of different products and services available in the market.

Therefore, it is increasingly difficult to carry out "Commission only" model. Financial planning to extend its scope of services and improve their knowledge and skills to enable you to move to a committee + "Quota" or "pure" tax model.

In this model, financial planning becomes the core advisory services and products become the means to implement the plan.

10. Increase your customers – how many customers have recommended your service to friends and family? If a customer recommend it to others, it is the quality of advice and the relationship they share with their customers. But if not, you have to do some introspection and knowledge itself in need? tract of the fund is an investor needs. Other parameters such as expense ratio, turnover rate and standard deviation also be taken into account. Requirements for certification CFPCM There are two ways to get CFPCM Certification:

Camino 1.Regular

2.Challenge status for professionals

Both require that applicants must meet certain criteria for certification CFPCM acquisition. Requirements for regular

1.Education: The candidate must be atleast 12 standard Go / equivalent. The candidate must follow the training program with FPSB India approved providers education. criterion shows the public education that the candidate has acquired the knowledge necessary to become a financial planner.

2.Review: The candidate must pass the certification exam CFPCM say you must clear all five ie papers. Risk management and insurance, retirement plans and benefits Employee, investment planning, tax planning and estate planning and advanced financial planning. By passing the certification CFPCM, the applicant demonstrates to the public that he / she has the skill level required to practice financial planning.

3.Experience: Proof of experience in public confidence that the candidate understands the nature of advice personal financial planning. The candidate must complete three years work experience, either before or after the certification exam if he / she graduated. In the case of graduates is not the criteria of six years of experience work.

4.Ethics: In terms of education, examination and experience requirements, candidates must sign a declaration of adherence to the FPSB India Code of Ethics and Standards of Professional Conduct. More requirements for students statewide who are already professional challenge, as public accountants, MBA, ICWA, etc, and is interested in acquiring the certification CFPCM can do in a short duration. FPSB India recognizes that these professionals already have some skills that are needed a financial planner.

Therefore, was presented the "State Challenge Program" that allows professionals (experience, both in terms education, and only) to acquire certification and more time CFPCM efficiently. 1.Education: The candidate must be a CA, CFA (USA), ICWA, CAIIB, CS, LLB, Ph.DM Phil, PG, Degree Associates stock life insurance, actuary, FFSI and LOMA FLMI, reviews of public service by UPSC.

2.Review: The candidate must clearly state that the document is 5 Advanced Financial Planning role.

3.Experience: The candidate must have three years work experience in financial services industry before CFPCM certification exam. If the candidate is working on an experience in the financial sector work should be 5 years CFPCM before the certification exam.

4.Ethics: After the training, examination and experience requirements, applicants must sign the declaration to join the FPSB India Code of Ethics and Standards of Professional Conduct

In the ISM, our goal for 33 years was simple – build a successful career in the long run for our students. Proschool IMS is an extension of the mission, although the path is different. Economic growth during the last decade created new opportunities for students and IMS Proschool Help students to take advantage of these opportunities. IMS Proschool goal is to provide the relevant knowledge industry to students at the lowest possible find good jobs that provide a quality experience and create a long-term career for them. In the process,

It will also help the industry solve its labor problems. IMS Proschool success over 1000 associates Financial Planning has created more than 100 period PSC short of 24 months to more than 5,000 candidates qualified in Financial Planning and Wealth Management more than 2,000 employees in the last two years CFP. IMS Proschool NCFM certification programs in financial models CFPCM PDP-Operations Division Store Proschool What programs only IMS?

Centered, practical and relevant programs. The programs are of short duration. The range of options to choose course content developed with input and feedback from industry. The programs are taught by industry professionals. Programs are available throughout the country. Coach Industry

State Bank – SBI, EC, SBBJ foreign banks – ISIC, safe-houses Deutsche Kotak Securities, ICICI Direct, Motilal Oswal, Tata companies securities investment funds – Sundaram BNP Paribas, OPTIMIX. Insurance companies – ICICI Prudential Institutional Tie-ups partner mechanism, initiated by SEBI (Securities and Exchange Board of India), to create competition in the planning Financial among students from all over India. NSE India to obtain a certificate program financial modeling Proschool IMS should join?

Fresh graduates wishing to acquire specific skills for employment skills they need to survive in a changing business environment is challenging all year. In addition to their diploma, you need these specific and relevant skills for employment and build a career. Working professionals seeking to improve their skills Those of you who have joined recently, the need to rapidly improve their skills and improve your curriculum vitae, to compete effectively and build a long-term career.

Professionals who want to lead the industry Work Most of us first is the first job offers. Often we find that this is not what we wanted and expected the life doing or not really provide the growth we expect. If you are looking for entry into areas such as sunrise retail or financial services KPO, and IMS programs can help you acquire skills and make the transition.

Financial Planning CERTIFICATE: –

IMS programs

• Program class - REGULAR

• Class schedule - Fast Track

• Distance Learning Program - MORE

• Distance Learning - REGULAR

Teaching Methodology

The entire program will be taught with many examples to understand the application of theoretical concepts. The schedule of classes and online sessions will be held by teachers Experienced industry. Training sessions will be held live online by our instructor, via the web. All you need a PC with the requirements minimum. The session will feature the voice and presentation and be as effective as the actual class sessions.

online reference materials will be provided students upon registration. Students will be provided user ID and password to access the course content IMS Proschool site.

IMS Certificate

All students who have completed the course successfully receive a certificate Proschool IMS.

IMS Certificate

All students who have completed the course successfully receive a certificate Proschool IMS.

What city is the proposed program?
The program is offered in Mumbai, Pune and Kolkata.

How to enroll?

Program Regular classroom and the fast track

Step 1: Download the registration form or get our website the same thing Proschool IMS center nearby.

Step 2: Submit the registration form IMS Proschool with two passport photographs and demand for the project because the amount determined "IMS Learning Resources Ltd." payable at Mumbai IMS Center Proschool where you want to participate.

Regular distance learning and MORE

Step one: Download the registration form from our website or receive the same from his place of IMS or Proschool

Step 2: Submit the registration form Proschool IMS application with two passport photographs and a draft of the relevant amount set for "IMS Learning Resources Ltd." payable at Mumbai for IMS Proschool, 67, Jayant Building, Jain Hostel Road, Sion Circle, Near Sion (West), Mumbai – 400 022.

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